:root{
  --bg:#f5f8fc;
  --surface:#ffffff;
  --text:#172033;
  --muted:#5b6475;
  --line:#dde4ef;
  --brand:#214f8a;
  --brand-deep:#163a64;
  --brand-soft:#6fa6d8;
  --gold:#d4af37;
  --gold-soft:#fff7dc;
  --success:#2f7d5c;
  --warning:#9d6a00;
  --shadow:0 18px 50px rgba(25,44,74,.12);
  --radius:24px;
  --radius-lg:32px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--text);background:radial-gradient(circle at top left,rgba(111,166,216,.18),transparent 31%),linear-gradient(180deg,#fbfdff 0%,var(--bg) 100%)}
a{color:inherit;text-decoration:none}
img,svg{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 32px));margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:12px;background:#fff;color:var(--brand);padding:10px 14px;border-radius:12px;z-index:1000;box-shadow:var(--shadow)}
.skip-link:focus{left:12px}
.site-header{position:sticky;top:0;z-index:50;backdrop-filter:blur(16px);background:rgba(251,253,255,.94);border-bottom:1px solid rgba(221,228,239,.84)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}
.brand{display:flex;align-items:center;gap:16px;min-width:0;flex:1 1 auto}
.brand-logo-wrap{width:305px;max-width:36vw;min-width:190px;display:flex;align-items:center;flex:0 0 auto}
.brand-logo{width:100%;height:auto;object-fit:contain;filter:drop-shadow(0 10px 18px rgba(25,44,74,.16))}
.brand-text{min-width:0;display:grid;gap:4px;line-height:1.05}
.brand-text .name{font-weight:1000;letter-spacing:.08em;font-size:.92rem;color:var(--text);white-space:nowrap}
.brand-text .tag{color:var(--muted);font-size:.88rem;font-weight:700;margin-left:10px}
.nav-links{display:flex;align-items:center;gap:22px;color:var(--muted);font-size:.95rem;flex-wrap:wrap}
.nav-links a{position:relative;padding:8px 0}
.nav-links a:after{content:"";position:absolute;left:0;bottom:2px;width:0;height:2px;background:var(--gold);transition:width .18s ease}
.nav-links a:hover:after,.nav-links a[aria-current="page"]:after{width:100%}
.nav-cta{padding:12px 18px;border-radius:999px;background:var(--brand);color:#fff;font-weight:800;box-shadow:0 12px 24px rgba(33,79,138,.18);white-space:nowrap}
.mobile-toggle{display:none;border:1px solid var(--line);background:#fff;color:var(--brand);border-radius:14px;padding:10px 12px;font-weight:900}
.hero{padding:54px 0 22px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:34px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:rgba(33,79,138,.08);color:var(--brand);font-size:.88rem;font-weight:800;margin-bottom:18px;text-transform:uppercase;letter-spacing:.08em}h1{margin:0;font-size:clamp(2.35rem,5vw,4.55rem);line-height:.98;letter-spacing:-.045em}.lede{font-size:1.08rem;line-height:1.75;color:var(--muted);max-width:65ch;margin:18px 0 0}.hero-actions,.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}.btn{padding:14px 20px;border-radius:999px;font-weight:900;display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0}.btn-primary{background:linear-gradient(135deg,var(--brand),#2d6cb4);color:#fff;box-shadow:0 12px 24px rgba(33,79,138,.24)}.btn-secondary{background:#fff;border:1px solid var(--line);color:var(--text)}.btn-gold{background:linear-gradient(135deg,#f0c94f,var(--gold));color:#1a2232;box-shadow:0 12px 24px rgba(212,175,55,.22)}
.trust-card{background:linear-gradient(180deg,#fff 0%,#f5f9fe 100%);border:1px solid rgba(221,228,239,.95);box-shadow:var(--shadow);border-radius:var(--radius-lg);padding:26px;overflow:hidden}.trust-top{display:flex;align-items:center;gap:18px}.trust-icon{width:96px;height:78px;display:flex;align-items:center;justify-content:center;gap:1px;border-radius:22px;background:linear-gradient(135deg,rgba(33,79,138,.12),rgba(212,175,55,.22));color:var(--gold);font-weight:1000}.trust-score{font-size:2.2rem;line-height:1;color:var(--gold);text-shadow:0 1px 0 #fff6cc}.trust-star{font-size:1.9rem;line-height:1;color:var(--gold);text-shadow:0 1px 0 #fff6cc;transform:translateY(-1px)}.trust-card h2,.trust-card h3{margin:0}.trust-card p{color:var(--muted);line-height:1.7}.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:20px}.stat{padding:16px;border-radius:18px;background:#fff;border:1px solid var(--line)}.stat strong{display:block;font-size:1.15rem;letter-spacing:-.02em}.stat span{display:block;color:var(--muted);font-size:.9rem;margin-top:5px;line-height:1.45}.stars-row{display:inline-flex;align-items:center;gap:8px;margin:16px 0 6px;padding:12px 16px;border-radius:999px;background:linear-gradient(180deg,#fff8d9,#fff1b8);border:1px solid #e7c95a;box-shadow:0 10px 24px rgba(212,175,55,.19)}.star{font-size:1.35rem;line-height:1;color:var(--gold);text-shadow:0 1px 0 #fff6cc}.stars-caption{margin-left:8px;font-size:.91rem;font-weight:800;color:#7a5b00;white-space:nowrap}
section{padding:34px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:18px;margin-bottom:20px}.section-head h2{margin:0;font-size:clamp(1.8rem,3vw,2.55rem);letter-spacing:-.035em}.section-head p{margin:0;color:var(--muted);max-width:66ch;line-height:1.7}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 10px 26px rgba(25,44,74,.06)}.card h3{margin:14px 0 10px;font-size:1.22rem}.card p,.card li{color:var(--muted);line-height:1.7}.icon{width:52px;height:52px;border-radius:16px;display:grid;place-items:center;font-weight:1000;color:var(--brand);background:linear-gradient(135deg,rgba(33,79,138,.12),rgba(111,166,216,.12))}.gold-card{background:linear-gradient(180deg,#fffdf7,var(--gold-soft));border-color:#ecd88c}.blue-card{background:linear-gradient(135deg,var(--brand-deep),var(--brand) 64%,#8cbbe5 150%);color:#fff;border-color:rgba(255,255,255,.1)}.blue-card p,.blue-card li{color:rgba(255,255,255,.86)}.blue-card .btn-secondary{border-color:rgba(255,255,255,.25);background:rgba(255,255,255,.08);color:#fff}.split{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:stretch}.list{display:grid;gap:14px;margin-top:16px}.list-item{display:flex;gap:14px;align-items:start;padding:14px 0;border-top:1px solid var(--line)}.blue-card .list-item{border-color:rgba(255,255,255,.16)}.list-item:first-child{border-top:0;padding-top:0}.check{width:28px;height:28px;border-radius:999px;display:grid;place-items:center;font-size:.9rem;font-weight:1000;color:#fff;background:var(--success);flex:0 0 auto;margin-top:2px}.warning{background:#fff8e5;border:1px solid #ecd88c;color:#644500;border-radius:18px;padding:16px;line-height:1.65}.contact-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.contact-item{padding:18px;border:1px solid var(--line);border-radius:18px;background:#fff}.kicker{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px;font-weight:800}.contact-item strong{display:block;font-size:1.13rem}.contact-item span{display:block;margin-top:7px;color:var(--muted);line-height:1.5}.footnote{font-size:.86rem;color:var(--muted);line-height:1.6;margin-top:14px}.site-footer{padding:28px 0 42px;color:var(--muted);font-size:.94rem}.footer-box{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding-top:22px}.footer-links{display:flex;gap:16px;flex-wrap:wrap}.page-hero{padding:48px 0 18px}.page-hero h1{font-size:clamp(2.1rem,4vw,3.85rem)}.breadcrumb{color:var(--muted);font-weight:800;margin-bottom:14px}.breadcrumb a{color:var(--brand)}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 10px 26px rgba(25,44,74,.05)}table{width:100%;border-collapse:collapse;min-width:720px}th,td{text-align:left;padding:16px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f8fbff;color:var(--brand);font-size:.86rem;text-transform:uppercase;letter-spacing:.08em}td{color:var(--muted);line-height:1.55}tr:last-child td{border-bottom:0}.portal-panel{background:linear-gradient(135deg,#0f2340,#173b68 62%,#2b5f98);color:#fff;border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow)}.portal-panel p{color:rgba(255,255,255,.86)}.mini-logo{display:inline-flex;align-items:center;gap:14px;flex-wrap:wrap}.mini-logo img{width:58px}.mini-logo .footer-logo{width:170px;max-width:42vw;height:auto;object-fit:contain;display:block;filter:drop-shadow(0 8px 14px rgba(25,44,74,.12))}.sticky-call{position:fixed;right:18px;bottom:18px;z-index:60;display:none}.sticky-call a{display:inline-flex;align-items:center;justify-content:center;padding:14px 18px;border-radius:999px;background:var(--brand);color:#fff;font-weight:900;box-shadow:0 15px 35px rgba(25,44,74,.26)}
@media (max-width:1080px){.nav{flex-wrap:wrap}.brand{flex:1 1 auto}.mobile-toggle{display:inline-flex}.nav-links{display:none;width:100%;padding:10px 0 4px}.nav-links.is-open{display:flex}.nav-cta{margin-left:auto}}
@media (max-width:920px){.hero-grid,.split,.grid-3,.grid-2,.contact-strip,.stats{grid-template-columns:1fr}.section-head,.footer-box{display:block}.brand{width:100%;gap:14px}.brand-logo-wrap{width:260px;max-width:56vw;min-width:190px}.brand-text .name{font-size:.82rem;white-space:normal}.hero{padding-top:38px}.sticky-call{display:block}.nav-cta{display:none}}
@media (max-width:560px){.container{width:min(100% - 24px,1180px)}.trust-top{display:block}.card,.trust-card,.portal-panel{padding:20px}.stars-row{align-items:flex-start;border-radius:18px}.stars-caption{white-space:normal}.mobile-toggle{padding:9px 10px}.brand-logo-wrap{width:220px;max-width:62vw;min-width:160px}.brand-text{display:none}.brand-text .name{font-size:.78rem}.brand-text .tag{font-size:.76rem}h1{font-size:2.35rem}.footer-links{margin-top:12px}.mini-logo .footer-logo{width:150px;max-width:62vw}.sticky-call{left:12px;right:12px;text-align:center}.sticky-call a{width:100%}}
@media print{.site-header,.sticky-call,.mobile-toggle,.nav-links,.site-footer{display:none}.card,.trust-card{box-shadow:none}.hero{padding-top:0}body{background:#fff}.container{width:100%}}